John E. Girouard, CFP®, ChFC®, CLU®, CFS® is the president and CEO of Capital Asset Management Group and Capital Investment Advisors Inc., a SEC registered investment advisory firm. In his role as the principal of the firm, he provides comprehensive financial planning services and investment advisory services to individuals, entrepreneurs and executives in Washington D.C, Bethany Beach and Newport News locations.
John founded Capital Asset Management Group in 1981 after graduating college with a degree in economics and organizational communications. For over 36 years, his focus has been on removing the barriers that prohibit clients from making the necessary changes in their lives that will set them on a more confident path to financial success. As the founder of the Institute for Financial Independence, the learning center at Capital Asset Management Group, John focuses on educating his clients on the common pitfalls in the financial industry. Through his proprietary technology platform, he creates simple, unique conversations that enable his clients to separate math from emotion in their daily financial decisions to achieve more of the things they value in life, sooner.
John has authored two books that outline his philosophy, The Ten Truths of Wealth Creation, published in 2006, and Take Back your Money, a survival guide for the next recession published in 2013. He is a contributor to Forbes and is part of the Forbes Investors Team in which he has published nearly 100 columns over the years. He is also a local columnist for the Georgetowner and Downtowner in Washington D.C. His writings have been published throughout the industry, including in The Wall Street Journal, U.S. News and World Report, Wealth Investor magazine and Financial Planning magazine. In addition, his works have also been sighted in testimonials to the Department of Labor by the Center for American Progress.
Over his career, John has become a recognized thought-leader and mentor in the financial industry, receiving numerous industry awards and serving on the advisory board of three different broker-dealers; more than four insurance companies; and on the investment and advisory board of AssetMarkTM, a pioneer in the institutional money management business. He was the first participating member of AssetMark, and today they have grown to provide investment management solutions to financial advisors worldwide with over $24 billion in assets under management as of June 30, 2017.
John is an active member of the community supporting many local and national nonprofit organizations, including The Humane Rescue Alliance in Washington D.C, Wounded Warrior Project®, The Alzheimer’s Association®, The Citizens Association of Georgetown and The National Children’s Center to name a few. He was treasurer of the Historic Georgetown Club as well as a member of the Board of Visitors of the University of Maryland College Park Foundation serving on the finance committee for the alumni association for more than 15 years.
John grew up the youngest of four in Hartford, Connecticut, and relocated to Washington D.C. in 1978. He currently resides in Georgetown in Washington D.C with his wife of more than 30 years, Colleen, and is the proud father of Caitlin and Coley, both graduates of the University of Notre Dame.
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Samuel Boyd, CFP® is Senior Vice President with Capital Asset Management Group (CAMG) in Washington, DC. As a truly passionate CERTIFIED FINANCIAL PLANNER™, Sam is a drum major for financial education and volunteers as financial literacy instructor across the DC Metro Region.
At Capital Asset Management Group Sam leads a team of financial planning associates and support staff in the design, implementation, ongoing monitoring for our clients throughout our signature financial planning process, the Integrated Independence Method (I2M). Sam is also the creator of the Independence Accelerator Coaching Program; a fee-only financial planning program designed to maximize both human and investment capital for young professionals and the next generation of our clients’ families.
Sam serves on the Board of Directors of the National Capital Area Financial Planning Association as the director of public relations, and he’s spoken at the FPA National Conference on the topic of Millennial Financial Planning Strategies. He is also the software architect for the Institute for Financial Independence’s I2MWare financial planning platform. National and industry media often rely on Sam as a resource for his financial planning expertise, particularly for Millennial topics, with outlets including CNBC, USA Today, The Washington Post, InvestmentNews, and more.
Sam grew up in Annandale, Virginia, and currently lives in Alexandria, Virginia, with his wife, Christina, and their handsome hounds, Theodore and Roux. Sam enjoys reading, writing, exercising, travelling and a nicely hopped pale ale with family and friends.
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Rick oversees the administrative and financial activities of Capital Asset Management Group and affiliated companies. He provides support to our financial advisors and staff regarding the tax considerations and strategies as part of client financial plans. Rick also provides tax preparation services and aids in providing clients with their end-of-year income tax information.
With over 40 years of experience in general and financial management, Rick joined Capital Asset Management Group in 2001 after having served for 18 years as the executive director of a not-for-profit professional membership organization headquartered in Alexandria, Virginia. Prior to this role, Rick spent eight years with a local public accounting firm in Alexandria, Virginia. He also maintains a tax practice, primarily working with individual tax clients.
Rick earned an accounting degree from Benjamin Franklin University (now part of the George Washington University). He is a licensed Certified Public Accountant in Virginia.
Rick is a native of the Washington DC metropolitan area having grown up in Falls Church and Alexandria, Virginia; he has lived in North Springfield, Virginia with his wife, Karen, since 1985 and has two adult sons, Richard (Ricky) and Michael.
Dionne Cornelius Thompson is the Director of Operations and Administration at Capital Asset Management Group. As an experienced leader with a diversified background in financial services, she is a key contributor to the firm’s strategic direction and growth. While she is responsible for providing oversight to multiple areas of the firm, her primary focus includes, but is not limited to, human resources, learning and development, sales operations, and IT. Dionne ensures the firm delivers an exceptional client experience.
Dionne brings over 20 years of financial services industry experience to the firm, including serving as Capital Asset Management Group's Senior Vice President of Operations & Principal from 2004 - 2011, before rejoining the firm in 2022. Previously, Dionne served as the Director of Learning & Development for a fintech company where she was responsible for onboarding and training financial planners. Dionne also held leadership roles in sales operations and client services at one of the nation's largest Registered Investment Advisory firms for nine years. Earlier in her career, Dionne held marketing and sales support roles at two prominent insurance companies and a global investment bank.
Dionne graduated from the University of Kentucky and holds a Series 65 security license.
Bethany Beach, DE is Dionne’s home where she lives with her husband, Kyle, and their little dog, Butters. Dionne has two adult stepchildren, Katie and William, who live in the greater Washington, DC area. In her free time, you will find Dionne on the golf course, at the beach, traveling or spending time with family.
“A positive attitude causes a chain reaction of positive thoughts, events and outcomes. It is a catalyst and it sparks extraordinary results.” – Wade Boggs
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William A. Gonzalez, CFA, CIMA®, CPWA® is Chief Investment Officer with Capital Asset Management Group and has over 24 years of investment experience. Prior to joining the firm, Will was a Director and Senior Investment Consultant at an investment management company where he consulted with financial advisors and their clients to build customized investment portfolios. In this role, he helped identify clients’ specific goals and objectives such as cash flow needs, time horizon, tolerance for market gyrations and tax budgets.
While managing high-net worth portfolios at a private bank, Will was named a "Top Money Adviser” by Washingtonian magazine. In a prior role as an Investment Manager with a multi-family office, he led the investment team in constructing investment portfolios and leading manager due diligence efforts. Will also has previous experience consulting foundations, endowments and pension plans as well as vetting hedge funds, private equity and private debt offerings.
Will holds the Chartered Financial Analyst® (CFA) designation and is a member of the CFA Institute and the CFA Society of Washington DC. He also earned the Certified Investment Management Analyst® (CIMA) designation, taught in conjunction with the Wharton School, University of Pennsylvania. Additionally, he completed the Certified Private Wealth Analyst® (CPWA) designation in conjunction with Yale School of Management. The CIMA® and CPWA® programs are designed by the Investments & Wealth Institute.
Will grew up in Miami, Florida and now resides in Oakton, Virginia. Will graduated from James Madison University (JMU) where he met his wife and set multiple passing records as quarterback on the football team. He and Laura are proud parents of four daughters. In his spare time, Will is an avid football fan. He also mentors student-athletes at James Madison University and coaches his daughters’ soccer teams.
“Life is really simple but we insist on making it complicated”- Confucius
“Do not go where the path may lead, go instead where there is no path and leave a trail.”– Ralph Waldo Emerson
As an Associate, Naima supports financial advisors in preparation for client meetings and financial plan analysis, with advisors who specialize in retirement plans, student loan and debt repayment strategies, and education funding. Naima also assists in providing quality customer service to the firm’s client base. When she is not in the office, Naima enjoys traveling with family and friends. She considers herself an avid Ohio State sports fan. A proficient knitter, she makes handmade crocheted items for her own Etsy shop. An animal lover at heart, she loves spending time with her dog, Smokey.
Sacha Davila is an experienced professional with over 10 years’ experience in the insurance and financial services industry. She started her insurance career in NYC working with yellow taxi’s and has since worked around the country providing excellent service to all levels of clientele.
She possesses a natural curiosity and thrives on learning how things work. When she is not in the office she enjoys hiking, eating out and traveling. Sacha‘s dreams vacation is to one day experience a safari in the Serengeti.