John E. Girouard, CFP®, ChFC®, CLU®, CFS® is the president and CEO of Capital Asset Management Group and Capital Investment Advisors Inc., a SEC registered investment advisory firm. In his role as the principal of the firm, he provides comprehensive financial planning services and investment advisory services to individuals, entrepreneurs and executives in Washington D.C, Bethany Beach and Newport News locations.
John founded Capital Asset Management Group in 1981 after graduating college with a degree in economics and organizational communications. For over 36 years, his focus has been on removing the barriers that prohibit clients from making the necessary changes in their lives that will set them on a more confident path to financial success. As the founder of the Institute for Financial Independence, the learning center at Capital Asset Management Group, John focuses on educating his clients on the common pitfalls in the financial industry. Through his proprietary technology platform, he creates simple, unique conversations that enable his clients to separate math from emotion in their daily financial decisions to achieve more of the things they value in life, sooner.
John has authored two books that outline his philosophy, The Ten Truths of Wealth Creation, published in 2006, and Take Back your Money, a survival guide for the next recession published in 2013. He is a contributor to Forbes and is part of the Forbes Investors Team in which he has published nearly 100 columns over the years. He is also a local columnist for the Georgetowner and Downtowner in Washington D.C. His writings have been published throughout the industry, including in The Wall Street Journal, U.S. News and World Report, Wealth Investor magazine and Financial Planning magazine. In addition, his works have also been sighted in testimonials to the Department of Labor by the Center for American Progress.
Over his career, John has become a recognized thought-leader and mentor in the financial industry, receiving numerous industry awards and serving on the advisory board of three different broker-dealers; more than four insurance companies; and on the investment and advisory board of AssetMarkTM, a pioneer in the institutional money management business. He was the first participating member of AssetMark, and today they have grown to provide investment management solutions to financial advisors worldwide with over $24 billion in assets under management as of June 30, 2017.
John is an active member of the community supporting many local and national nonprofit organizations, including The Humane Rescue Alliance in Washington D.C, Wounded Warrior Project®, The Alzheimer’s Association®, The Citizens Association of Georgetown and The National Children’s Center to name a few. He was treasurer of the Historic Georgetown Club as well as a member of the Board of Visitors of the University of Maryland College Park Foundation serving on the finance committee for the alumni association for more than 15 years.
John grew up the youngest of four in Hartford, Connecticut, and relocated to Washington D.C. in 1978. He currently resides in Georgetown in Washington D.C with his wife of more than 30 years, Colleen, and is the proud father of Caitlin and Coley, both graduates of the University of Notre Dame.
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Samuel Boyd, CFP® is Senior Vice President with Capital Asset Management Group (CAMG) in Washington, DC. As a truly passionate CERTIFIED FINANCIAL PLANNER™, Sam is a drum major for financial education and volunteers as financial literacy instructor across the DC Metro Region.
At Capital Asset Management Group Sam leads a team of financial planning associates and support staff in the design, implementation, ongoing monitoring for our clients throughout our signature financial planning process, the Integrated Independence Method (I2M). Sam is also the creator of the Independence Accelerator Coaching Program; a fee-only financial planning program designed to maximize both human and investment capital for young professionals and the next generation of our clients’ families.
Sam serves on the Board of Directors of the National Capital Area Financial Planning Association as the director of public relations, and he’s spoken at the FPA National Conference on the topic of Millennial Financial Planning Strategies. He is also the software architect for the Institute for Financial Independence’s I2MWare financial planning platform. National and industry media often rely on Sam as a resource for his financial planning expertise, particularly for Millennial topics, with outlets including CNBC, USA Today, The Washington Post, InvestmentNews, and more.
Sam grew up in Annandale, Virginia, and currently lives in Alexandria, Virginia, with his wife, Christina, and their handsome hound, Theodore. Sam enjoys reading, writing, exercising, travelling and a nicely hopped pale ale with family and friends.
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Rick oversees the administrative and financial activities of Capital Asset Management Group and affiliated companies. He provides support to our financial advisors and staff regarding the tax considerations and strategies as part of client financial plans. Rick also provides tax preparation services and aids in providing clients with their end-of-year income tax information.
With over 40 years of experience in general and financial management, Rick joined Capital Asset Management Group in 2001 after having served for 18 years as the executive director of a not-for-profit professional membership organization headquartered in Alexandria, Virginia. Prior to this role, Rick spent eight years with a local public accounting firm in Alexandria, Virginia. He also maintains a tax practice, primarily working with individual tax clients.
Rick earned an accounting degree from Benjamin Franklin University (now part of the George Washington University). He is a licensed Certified Public Accountant in Virginia.
Rick is a native of the Washington DC metropolitan area having grown up in Falls Church and Alexandria, Virginia; he has lived in North Springfield, Virginia with his wife, Karen, since 1985 and has two adult sons, Richard (Ricky) and Michael.
Catherine Crumley is the Chief Operations Officer of Capital Asset Management Group. Catherine manages and oversees existing processes and facilitates continuous improvement of all corporate procedures. She designs and implements effective business strategies, including work flow initiatives, growth strategies and improvements to the client experience. Additionally, she strives to motivate and lead a high-performance team by coaching and training the existing team, as well as attracting, recruiting and retaining future team members.
Catherine joined Capital Asset Management Group in 2017 following a career in public accounting where she served as an assurance professional to a variety of clients on both the east and west coasts. She earned her bachelor’s degree in business, accounting and information systems from Virginia Tech and a master’s in accounting from George Mason University School of Management. She is a licensed certified public accountant in Virginia and California and is a member of the American Institute of CPAs, the Virginia Society of CPAs and the California Society of CPAs.
Catherine grew up and currently resides in Northern Virginia with her husband, Ian. She enjoys skiing, the beach, and spending time with family and friends.
“Life is really simple but we insist on making it complicated”- Confucius
“A positive attitude causes a chain reaction of positive thoughts, events and outcomes. It is a catalyst and it sparks extraordinary results.” – Wade Boggs
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“Someone is sitting in the shade today because someone planted a tree a long time ago.” – Warren Buffett
“Do not go where the path may lead, go instead where there is no path and leave a trail.”– Ralph Waldo Emerson
"Failure will never overtake me if my determination to succeed is strong enough." - OG Mandino
“No matter what happens, or how bad it seems today, life does go on, and it will be better tomorrow.”
- Maya Angelou